Credit scores are the scores showing the creditworthiness of the person from 300 to 850 points. The most widely known scoring models are FICO and Vantage Score, which consider such factors as follows:
1. Payment history. This is the highest factor, which includes whether the borrower has been making timely payments on credit accounts.
Credit scores are the scores showing the creditworthiness of the person from 300 to 850 points. The most widely known scoring models are FICO and Vantage Score, which consider such factors as follows:
1. Payment history. This is the highest factor, which includes whether the borrower has been making timely payments on credit accounts.